Our Blog
A Rainy Day: Why You Need an Umbrella Policy Now
We all hope that we’ll never need to use our insurance. That’s why we see so many people with only minimum coverage. But, life tends to get in the way of these kinds of wishes. Uncontrollable forces and unforeseeable acts such as weather or other people’s negligence mean that insurance is both a necessity…
Why Are Bigger Trucks Bad for Highways?
One of the most alarming provisions in the bill is one that would lengthen the current 28-foot limit on tandem or twin trailers to 33-feet. While the extra room may not seem excessive, the added dimensions mean even less control for drivers and additional weight on the roads, despite plans to haul lighter objects…
Medicare Changes Raise the Bar for Nursing Home Ratings
In February 2015, the Centers for Medicare & Medicaid Services (CMS) implemented changes to the nursing home rating system. The five star rating system sets the bar for nearly 16,000 nursing homes across the country. Families rely on the system as they choose the best facility for the care of their loved ones. Criteria…
Understanding the Affordable Care Act
The Patient Protection and Affordable Care Act, more commonly called the Affordable Care Act (ACA) or “Obamacare,” was signed into law in 2010. This statute continues to have an effect on healthcare coverage in the United States. Some of the more notable provisions in the act include: • No lifetime or annual limits. •…
The FAST Act’s Safety Implications
In the past month, two items of legislation have been voted on in the House and Senate, directly impacting users of major roadways. Most recently passed was the Fixing America’s Surface Transportation (FAST) Act, which included several of the recommended safety revisions. Also passed were amendments to a bill regarding safety inspections of double…