Imagine you are riding in a car when suddenly, the screech of brakes fills the air and metal collides with metal. As a passenger, you had no control over the vehicle and no ability to prevent the crash, yet you’re now dealing with serious injuries and the physical, emotional, and financial hardships that come with them. What happens next?
Steps to Take as an Injured Passenger in a Car Accident
You may be entitled to financial compensation if you were injured as a passenger in a car accident. However, the actions you take after the accident can impact your ability to recover this compensation. To protect your legal rights, take the following steps:
- Seek Medical Care: Even if you feel fine initially, adrenaline can mask serious injuries. Get evaluated by medical professionals immediately, and follow all recommended treatment plans.
- Call 911 If No One Else Has: Emergency responders will document the scene and provide an official accident report, which becomes important evidence for your claim.
- Be Careful with What You Say: Avoid admitting fault or saying you’re “fine.” Stick to basic facts when speaking with police.
- Gather Evidence, If Possible: If you’re able, take photos of the vehicles, your injuries, and the accident scene. Collect contact information from witnesses and other drivers involved.
- Consult with a Car Accident Attorney: Contact a lawyer as soon as possible. They can protect your rights and handle communications with insurance companies while you focus on recovery.
Do Insurance Policies Cover Passenger Injuries?
Yes, insurance policies typically cover passenger injuries, but the coverage depends on who bears responsibility for the accident. If another driver caused the crash, their insurance should cover your injuries. However, if the driver of the car you were riding in was at fault, their policy would be responsible.
Sometimes, parties beyond the driver share liability. For instance, if a defective car part contributed to the accident, the manufacturer might face responsibility. In rideshare accidents involving Uber or Lyft, the company’s insurance may apply. Even government entities can be liable if poor road conditions play a role.
Identifying all potentially liable parties requires a thorough investigation into the crash’s cause. A Kansas City car accident lawyer can carefully analyze every factor, identify your options for compensation, and begin building a claim for fair compensation.
Compensation Available for Injured Passengers in Kansas City
Just like a driver involved in a car accident, you deserve compensation for every way that the accident has affected your life. Your damages are not limited just because you were not driving. In a car accident claim, you can work with an injury lawyer in Kansas City to secure a settlement to help pay for:
- Medical expenses, including ongoing treatment and rehabilitation
- Lost wages and benefits from time off work
- Future lost earning capacity if injuries affect your ability to work
- Chronic pain, disability, and other forms of physical pain and suffering
- Emotional distress and mental anguish
- Disability accommodations and life modifications
- Personal care and home health services
Discuss Your Next Steps with a Kansas City Car Accident Lawyer
After a car accident, your recovery should be your focus—not complex insurance claims or legal procedures. Trust a Kansas City car accident lawyer to investigate your case, negotiate with insurance companies on your behalf, and fight for the maximum compensation you deserve. Contact us to schedule a free case consultation today and take the first step toward securing your future.